Credit Card Debt Settlement Done Right

Discover the difference with Donaldson Williams

The debt relief world can be a very confusing place. With no shortage of Debt Negotiation sales people who are often more interested in selling an over-priced program than they are in helping a consumer to solve a financial problem, it is a sad reality that consumers are much more likely to get scammed or ripped off than they are to find any actual relief from their debts.

It is important for consumers to understand that in most cases, even though it might feel like it, you are not likely in an emergency situation and you should never enroll into any debt relief program until you have taken the time to thoroughly explore your options.

At Donaldson Williams we offer credit card debt settlement as a service to our clients, but we pride ourselves on the fact that we are an honest debt relief resource for the public at large. Every aspect of our program was designed to put a consumers best interests above our own. 

We Only Accept A Small Number Of Clients At A Time

Credit Card Debt Negotiation is not a one size fits all solution. Every client has different financial circumstances and thus each requires an individualized approach. Bringing on a high volume of clients would certainly increase our bottom line, but we know that we would lose the very essence of what makes us such a great service for our clients.

We Don’t Have A Sales Staff

When you call a typical Debt Settlement Company for a consultation, you are usually just calling into a sales floor and speaking with an individual that is there for one purpose, to close you into their program. Quite often, they don’t even offer the actual Debt Settlement service. If you spoke with a few programs before finding our website, you are no doubt familiar with this.

At Donaldson Williams we do not have a sales staff. We simply have no need for one. When you call us for a consultation, you will be speaking with someone that actually negotiates debt for our clients and has the hands on experience to know if your situation is a good fit for a debt settlement approach.

We Don’t Get Paid A Dime Until We Settle Your Debt

These days it is not hard to find a Credit Card Debt Negotiation Company bragging about not charging upfront fees for their service. What they fail to tell consumers though is that they only made this switch when the FTC outlawed the practice in 2010 because these programs were ripping off most of their clients and failing to produce results. If they won’t look out for their clients unless the law forces them to, you might wonder what else they might be doing that isn’t in your best interest.

At Donaldson Williams we have never front loaded our fees and from the day we opened our doors in 2006 we have been 1 of only a small handful of companies that settled our clients’ debt before we were paid. Unlike most Settlement Companies, we didn’t need a law to force us to look out for our clients.

If a company tells you how great they are because they don’t charge their fees upfront, ask them when they made that switch and why?

Our Fees Are Based 100% On How We Perform For You

Any Debt Settlement sales person can bump their gums about how great their program is and how low their settlements will be. However, when you get their contract their fee is mysteriously based on how much debt you have and not on how low the settlements will be.

Donaldson Williams is one of the few Debt Negotiation Companies that you will find that will actually put our money where our mouth is when it comes to our service and our fees. Not only will we not charge you a single dime until we have settled your debt, but our fee is 100% based on how low the settlement with your creditor is. If we do a great job, we earn our money, if we don’t, we make a lot less or you don’t accept the settlement and we don’t make anything.

Our Fees are 30% to 50% Less Than Most Credit Card Debt Settlement Companies

We don’t have to “sell” our service because our service will sell itself to an informed and qualified consumer. If you have already checked out a few Credit Card Debt Settlement companies, we know that we “sound too good to be true.” How can Donaldson Williams possibly offer a superior, individualized service based 100% on performance and for half the price of most other programs in the industry?

The answer is actually very simple. We have a superior business model that puts our clients’ best financial interests above our own. If you can believe it, most Debt Settlement Companies pay out between 40% to 70% of their revenues to sales and marketing. We simply cut out the sales and marketing part of the equation and focus on providing the best service in the industry for the lowest cost.

Will this model ever allow us to be a large company? No. So it is a good thing we have no desire to take on thousands of clients at once. If you want to work with a large Credit Card Debt Settlement company that must spend 50% of your money to convince you they have a good program, there are plenty of them out there to pick from.

If instead you would like to hire a company that will create an individualized debt reduction plan and focus on getting you out of debt in half the time for half the price, then Donaldson Williams should certainly be on your list of programs to check out.

Notice we said “on your list.” We encourage you to speak with and compare us to multiple Credit Card Debt Negotiation programs and hire the one that is the best fit for you. How many sales people have you heard that from?