A purchase here, a splurge there. Every swipe adds a bit more to the balance. And before we realize it, we're facing a mountain of debt.  So what's the difference between a ...

Excessive debt? Take this quiz to find the best solution for you. If you just received a collection letter in the mail from IC Systems, don't panic.Here's what you need to know and here's ...

Can't pay your credit card debt? Attempting negotiated settlements with creditors and debt collectors could be a viable alternative to bankruptcy. The big question is, "How much will they settle for?" After ...