Below are some actual letters we have obtained for our clients in the last few years. While we cannot guarantee future settlement numbers, we have been very successful on behalf of our clients with our overall settlement average consistently lower than 40 percent of the current debt balance.

Click Savings to see actual Debt Settlement Letters.

American Express

• $40,045.47 balance settled for $12,000.00 resulted in a savings of $28,045.47

Bank of America (FIA Card Services)

• $46,109.43 balance settled for $9,400.00 resulted in a savings of $36,798.43
• $15,345.35 balance settled for $3,100.00 resulted in a savings of $12,245.35
• $11,372.58 balance settled for $2,300.00 resulted in a savings of $9,072.58
• $11.543.43 balance settled for $1,750.00 resulted in a savings of $9,793.43
• $20,507.16 balance settled for $5,000.00 resulted in a savings of $15,507.16

Barclay’s Bank

• $1,288.33 balance settled for $515.34 resulted in a savings of $772.99

Capital One

• $7,362.57 balance settled for $3,000.00 resulted in a savings of $4,362.57

Chase Bank

• $19,309.94 balance settled for $5,100.00 resulted in a savings of $14,209.94
• $1,780.37 balance settled for $695.00 resulted in a savings of $1,085.37
• $29,620.55 balance settled for $10,367.00 resulted in a savings of $19,253.55
• $3,922.11 balance settled for $981.00 resulted in a savings of $2,941.11

Citibank

• $9,180.27 balance settled for $3,085.04 resulted in a savings of $6,095.23
• $8,893.16 balance settled for $3,811.11 resulted in a savings of $5,082.05

Discover

• $7,371.68 balance settled for $2,692.00 resulted in a savings of $4,679.68
• $4,826.38 balance settled for $1,321.66 resulted in a savings of $3,504.72
• $13,530.64 balance settled for $5,900.00 resulted in a savings of $7,630.64

Home Depot/Citibank

• $1,770.13 balance settled for $796.56 resulted in a savings of $973.57

Nordstrom Bank

• $7,241.75 balance settled for $2,613.00 resulted in a savings of $4,62.75

Sears/Citibank

• $15,977.97 balance settled for $5,000.00 resulted in a savings of $10,977.97
• $3,306.25 balance settled for $1,157.19 resulted in a savings of $2,149.06

US Bank

• $13,839.62 balance settled for $4,878.73 resulted in a savings of $8,960.89