Donaldson Williams Credit Services
Offering An Honorable Alternative To Bankruptcy

 

 

 

 

 

Debt Settlement – Proceed with Caution

 

 

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How To Choose A Debt Settlement Company
Charge-Off - What Does It Mean and What Should You Do About It?
Is Debt Negotiation the Right Choice For You?
Debt Negotiation - What the "Experts" Don't Tell You



 

As you may know, the process of debt settlement has grown in popularity a great deal in recent years due to the fact that many individuals find themselves in debt and feel there’s no other choice - other than to file for bankruptcy. Obviously, if you can avoid a bankruptcy filing by alternatively opting for debt settlement, and you qualify for a debt settlement program, you’ll likely choose this route instead.

 

If you believe that debt settlement is your best option, it’s important to be very cautious prior to proceeding down this path. Remember, your debt is going absolutely nowhere, therefore, you have plenty of time to think this through and make the proper decision regarding your debt settlement choices.

 

Some people consider attempting to negotiate settlements with their creditors on their own, negating the need to hire a debt settlement professional. Oftentimes, however, these same individuals throw in the towel halfway through the process due to the frustration that comes with debt settlement, and find themselves back at square one seeking out the assistance of a debt settlement firm. This is where debt settlement can get tricky.

 

You see, there are quite a few debt settlement companies advertising on the Internet and it’s difficult to separate the ethical firms from those that are involved in unethical business practices. You’ll want to proceed with extreme caution if the debt settlement company you’re considering:

 

  • Is not a member of the Better Business Bureau, or has any complaints filed against it through the Better Business Bureau.
  • Takes its fees up front, and charges its clients based on the overall amount of debt, as opposed to a percentage of the actual amount of money saved through settlement.
  • Uses “pushy” or coercive techniques to make the “sale” and get you to agree to retain their services without giving you the opportunity to take some time to make your final decision.

These are all signs that you’ll want to look for and absolutely avoid any company that operates using these practices.

 

In the end, what’s most important is that you successfully eliminate your debt through the use of a reputable and ethical debt settlement firm that you can trust and feel extremely comfortable hiring. For more information on the process of debt settlement, please click here.

 

If you should have any questions, or need assistance, feel free to contact us. For a free consultation, click here. Remember, Donaldson Williams, Inc. charges absolutely no monthly fee and no set-up costs because we work on a contengency basis, and you don't pay a fee for our services until after a satisfactory settlement has been reached with your creditor(s).

 Better Business Bureau

Providing Customer Service
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Guarantee

"I'm not sure how you work your magic, but thank you for everything you have done. I would highly recommend your company."
(C.C. Attorney)

"Marie, we can't thank you enough for everything you have done for us. We had a lot of question throughout this entire process and you have been so patient and understanding. We never felt alone because we always knew we could call or send an email and you would get right back to us. Excellent customer service and an incredible end result. We really do appreciate it!"
C.E.H (Insurance Adjuster)

"Again I find myself in awe of how you have been able to help. Thank you."
G.B. (Educator)

"Outstanding! Thank you for investing the time and attention to get this
outcome- we truly appreciate your help and kindness."
M.M. (Regional Manager)

"I appreciate all you have done for us. I would recommend your company in a heart beat to anyone that has been experiencing problems such as our own."
J.M. (Q.I. Supervisor)

“Thanks so much for all you did for us. If we hadn’t found Donaldson Williams we would have surely filed for bankruptcy. You were straightforward from the beginning and we ended up with better results than we thought possible. Every one of our phone calls was returned and your professionalism proved to be unmatched. Again, thanks for saving us over $30,000 and helping us avoid bankruptcy.”

(E.Z. Carpenter)  


“Hi…I just wanted to drop you a line to let you know that we appreciate all you did for us during the worst financial crisis we’ve ever faced. I’m so glad we found you and decided to hire you…your dedication to helping us through a difficult time literally saved us thousands of dollars, as well as allowed us to end our financial problems with dignity and ease.”

(D.D. Communications   Supervisor)

 

“Thank you for your help and your patience. Not only did you save us $27,000, but you were very patient with our questions and worries. You really helped to get us through a very bad financial period. Thanks again!"

(J. G.   Operations  Manager)

 

"Thanks to you I can sleep again and I can answer my phone again. You were so helpful and kind and there aren't enough words to describe my appreciation. The savings I gained through your program was something I wouldn't have thought could be achieved..."

(E. H.   Teacher)

 

"Enclosed is a check for my final account. Thanks for all your help...it's finally over, but I wanted to let you know that we're so happy we chose your company. We started out scared to death, and here we are paying off our last account. You've been great through this whole mess, and we want you to know that we'll gladly recommend you to other people in the same situation."

(D. H.   Administrative Assistant)

 

"Preston and I cannot thank you enough for all your hard work (HFC-especially) in helping us move towards debt freedom. A weight has been lifted and we are finally free. Thanks again."
((P.G. Systems Technician)

"Thank you for being a caring person and having compassion and empathy there are so few left in this crazy world. I know you will have an abundance of blessings in your life. You have helped us more than you'll ever know and I feel like we were sent an angel when we met you. Truly I know it sounds cheesy but it's the honest truth from the bottom of my heart thank you."
(B.D. Nurse)